Get The Lowest Home Loan Rates in Singapore

Free Comparison Across All Major Banks.

No Broker Fees. We Handle Everything

I want to

that is

I need a loan of

over a

year period.

As Featured On

Lowest Singapore Mortgage Rates in 2026

Floating Rate

from 1.28%

Rates updated 02/07/2026

Fixed Rate

from 1.40%

Floating Rate

from 1.29%

Rates updated 02/07/2026

Fixed Rate

from 1.40%

Floating Rate

from 1.29%

Rates updated 02/07/2026

New Purchase (BUC)

Floating Rate

from 1.28%

Rates updated 02/07/2026

New Purchase (Completed)

Fixed Rate

from 1.40%

Floating Rate

from 1.29%

Rates updated 02/07/2026

Refinancing

Fixed Rate

from 1.40%

Floating Rate

from 1.29%

Rates updated 02/07/2026

The Mortgage Master Difference

100+ Years Combined Experience

Rates You Can't Get Walking Into a Bank

$0 Broker Fees.
Ever.

What People Are Saying

Jia Wei Lim

3 days ago

Adam from Mortgage Master is highly professional and helped me secure low-interest mortgages for both my first home purchase and a subsequent refinance. I highly recommend his services.

Titus Taro

1 week ago

Very happy to be guided by Adam at Mortgage Master along this process of refinancing of my and my partner’s properties. His research, analysis and prompt communication make the process so smooth and efficient for us, especially as we have no time to study and compare the loan packages and the fine prints. We don’t even know who at the banks to call. Adam’s independent views are assuring when we felt bogged down by the flood of numbers and information, like a side mirror bringing our blind spots into perspective, helping us ask the right questions about what we really want in the context of the changing economic landscape and our financial plan for the future.

Aung Myat Oo - Darren

1 week ago

Can't thank Henry enough for his help with my mortgage! He is super polite, patient, and knows his stuff inside out. He made a normally stressful process so much easier by always being available to answer my messages, even during the weekends. 5 stars!

Tay J.

2 weeks ago

Highly recommend Henry Koo, he was professional, responded clearly and quickly to all my queries and very approachable and helpful too.

Vasu Kollur

2 weeks ago

Dear Jackson Ng

“I benefited greatly from the mortgage advisory service. Jackson helped me refinance my home loan by introducing me to the right bank officer and clearly explaining the different interest rates offered by various banks. The entire process was smooth and well-guided, and I was able to secure an affordable rate that suited my needs. I highly appreciate the professional service and would rate it 5 out of 5 stars.”

Prashant Datt

4 weeks ago

Outstanding service from Adam at Mortgage Master. He really helped to cut through the noise of complex bank packages to deliver clear, transparent choices for my home financing. He is highly efficient with document management, quick to respond to queries, and completely unbiased in his recommendations. His work saved me a significant amount of administrative stress and secured an excellent package. Will definitely look to Mortgage Master again for future repricing or refinancing needs. Highly recommended!

Baron Yeo “HomeWithBaron”

2 months ago

Pleasure working with Jacky. He is very detail oriented and patient, always taking the time to understand my needs and adjust accordingly to market updates in a very efficient manner. He is also highly knowledgeable about current bank rates and financing options, which made the entire process much smoother.

What stood out most was his responsiveness and commitment. He kept me updated at every stage and ensured nothing was overlooked. Overall, a very reliable and trustworthy mortgage broker. I would definitely recommend him to anyone looking for a smooth and well-guided property journey.

Keith T

2 months ago

Engaged Mortgage Master for my previous home and it was without a hitch and everything went smoothly. Was able to secure myself a good interest fixed rate that shielded me from the rate hikes not long ago. This time for my new home, I was keen to engage them as well and Jackie attended to me. He was able to understand my requirements and helped source me the best loan deal. In fact when the options presented were not to my expectation, he helped pushed for a better deal. He was prompt in answering my queries as well and did the check ins with me. Overall I am satisfied with the experience and recommend others to engage MM for their mortgage requirements.

Jun Gong (June)

3 months ago

I had a great experience working with Mr. Irving Yang from Mortgage Master. As first-time home buyers, we truly appreciated his patience and professionalism throughout the entire process. He took the time to explain every detail clearly, from different loan structures to the finer points of mortgage packages, ensuring we fully understood our options before making any decisions.

Irving is highly knowledgeable and provided valuable insights that helped us secure a very competitive mortgage package. What stood out most was his responsiveness and willingness to go the extra mile to address all our questions and concerns, no matter how small.

We feel very fortunate to have had his guidance during such an important milestone. I would highly recommend Irving to anyone looking for a reliable and professional mortgage advisor.

Lam

5 months ago

I had an excellent experience with my mortgage broker, Jackie. He was proactive and thorough in explaining the mortgage process, including loan structures, SORA, and the rationale behind different bank options. His guidance was clear, up to date with current market conditions, and backed by strong experience.

He was also very resourceful in engaging the right bank contacts, quick with updates, and extremely responsive throughout. What I appreciated most was that he was truly on my side - guiding me on how to structure and present my application properly, and exploring every possible option instead of simply saying “cannot”. Highly recommended! 👍

Gina Ratnasari

11 months ago

I reached out to mortgage master to get advice on managing my mortage for my house purchase.

Francis is very helpful and ready to answer my questions about mortgage almost immediately. I would have signed the mortgage through his service if only I had enough time to manage the legal procedures for the purchase. I would definitely ask his help in my next refinancing of the house though.

Thanks Francis for the advices and help. Would definitely work with you in the next chance.

Uno

11 months ago

I’m writing to express my appreciation for the exceptional advisory service provided by Jackie, a mortgage specialist with Mortgage Master.

While i was skeptical at first, Jackie patiently explained how I could benefit from the advisory service. And indeed, i would not have gotten such a good deal if not for him. I am impressed by his professionalism, responsiveness, patience and deep knowledge, having considered my loan from all angles. He tirelessly explained various options and suggested the best one for me. The banker he linked me up with was equally professional. And I got the max loan i wanted within 2 weeks.

Because of this positive experience, I would not hesitate to recommend Jackie to friends who need mortgage options.

B Ng

11 months ago

Saying Mitchell is an expert in this field is an understatement.He is able to anticipate clients concern and swiftly provide well thought out advices. His response is almost immediate and always with precision. With his guidance, I am able to analysis clearly which package is most suited for me despite the numerous requirements I have. I am most impressed with his knowledge and pleasant disposition among all the other players in the market. Really hope to engage his help again in the future.

Abel Tan

11 months ago

Francis Chua is honest and cares that you get the right loan for your situation. Didn’t upsell me when I mention that I might sell and instead advise me to do a repricing. Thanks!

Jason Yong

11 months ago

We received prompt and professional mortgage advice and service from Francis of Mortgage Master. He is attentive and responds quickly. Highly recommended.

YT Wu (Yingtong)

11 months ago

Francis Chua is very professional, helpful and responsive, making my re-financing experience smooth and fast. Highly recommended.

gabriel ng

11 months ago

Francis was very helpful!

Goh ailin

12 months ago

Good Service,Thank you

Beverly Tan

12 months ago

Francis was very helpful in my recent refinancing effort. He proactively checked in, recommended the best deals in the market, provided unbias advice and patiently addressed my numerous queries. He neither hard sells nor pressures you to act against your comfort or interest, and is a trustworthy mortgage advisor to journey with for mortgage decisions.

Felix Chan

12 months ago

Very good information ahared.

More reviews

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Repayment Calculator

Contact Our Mortgage Advisors For the Best Housing Loan Interest Rates!

Bank Partners

Ask About The Best Housing Loan Rates Now

Our mortgage consultants in Singapore are on standby to provide you with personalised home loan advice.

Get The Lowest Home Loan Rates in Singapore

Free Comparison Across All Major Banks.

No Broker Fees. We Handle Everything

purchase

HDB
Executive Condo
Private Condo
Private Landed

not completed

$500,000
$1,000,000
$2,000,000

10
20
30

As Featured On

Lowest Singapore Mortgage Rates in 2026

Floating Rate

Fixed Rate

Floating Rate

Fixed Rate

Floating Rate

New Purchase (BUC)

Floating Rate

New Purchase (Completed)

Fixed Rate

Floating Rate

Refinancing

Fixed Rate

Floating Rate

The Mortgage Master Difference

100+ Years Combined Experience

Rates You Can't Get Walking Into a Bank

$0 Broker Fees.
Ever.

$0 Broker Fees.
Ever.

What People Are Saying

Calculators

Affordability Calculator

Refinancing Calculator

Stamp Duty Calculator

Repayment Calculator

Contact Our Mortgage Advisors For the Best Housing Loan Interest Rates!

Bank Partners

Ask About The Best Housing Loan Rates Now

Get The Lowest Home Loan Rates in Singapore

Free Comparison Across All Major Banks.

No Broker Fees. We Handle Everything

purchase

HDB Executive Condo Private Condo Private Landed

not completed

$500,000 $1,000,000 $2,000,000

10 20 30

As Featured On

Lowest Singapore Mortgage Rates in 2026

Floating Rate

Fixed Rate

Floating Rate

Fixed Rate

Floating Rate

New Purchase (BUC)

Floating Rate

New Purchase (Completed)

Fixed Rate

Floating Rate

Refinancing

Fixed Rate

Floating Rate

The Mortgage Master Difference

100+ Years Combined Experience

Rates You Can't Get Walking Into a Bank

$0 Broker Fees. Ever.

$0 Broker Fees. Ever.

What People Are Saying

Calculators

Affordability Calculator

Refinancing Calculator

Stamp Duty Calculator

Repayment Calculator

Contact Our Mortgage Advisors For the Best Housing Loan Interest Rates!

Bank Partners

Ask About The Best Housing Loan Rates Now

HDB
Executive Condo
Private Condo
Private Landed

$500,000
$1,000,000
$2,000,000

10
20
30

$0 Broker Fees.
Ever.

$0 Broker Fees.
Ever.