Mortgage Master - Blog

Blog

Get the latest news and insights from the mortgage industry in Singapore.

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News

What will the newly elected 14th Parliament be addressing regarding mortgage and housing loan rates? We took a look back at 3 times earlier this year when the 13th Parliament discussed these issues.

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Refinancing

DBS has announced two unique 5 year fixed rate packages, but which one is better for HDB owners looking to refinance? We did the math so that you don't have to.

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News

When one bank in Singapore announced they were raising their interest rate floor, the backlash was swift. But what is an interest rate floor and are banks allowed to raise it? I mean... it's supposed to be a FLOOR, right?

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Interest Rates

For the past five years, fixed deposit linked rates like DBS FHR8 have been a unique proposition in the mortgage industry. But are they truly as low a risk? This is what we found out in 2020.

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Home Loan

Are you buying an HDB flat in Singapore? Then you'll have to confront a perennial question: is taking an HDB loan better, or should you go with a bank loan? We weigh the pros and cons of each decision.

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Home Loan

Looking for a conveyancing lawyer in Singapore? How much does conveyancing cost? Before we answer any of these questions about conveyancing fees, here are 3 things you should know

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News

On 31 March 2020, MAS announced a slew of financial relief measures for individuals, especially those affected by the COVID-19 pandemic and the economic downturn. So should you apply for mortgage deferment?

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News

Before March 31 2020, banks were offering various relief measures to help homeowners during the COVID-19 pandemic. We compiled a list of 8 banks and financial institutions.

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News

The Federal Reserve in the US cut interest rates again on 15 March 2020, the second emergency cut this year after dropping 0.5% on 3 March 2020. Even more surprising? The emergency rate cut of 1.0%, to a range of 0% - 0.25%.

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Interest Rates

As SIBOR continues to fall in 2020, even the most risk adverse may find value in choosing this volatile type of home loan package. Here's why you should take a floating rate today.